CGL – “Your Products” Exclusion

Overturning a trial court ruling, a Florida Court of Appeals held the “your products” exclusion barred coverage for defective doors and windows manufactured by the policyholder.  The trial court had found the exclusion inapplicable because the product was materially altered by the addition of transoms instead finding that they did not materially change the inherent function and nature of the doors.  Liberty Mutual Fire v. MI Windows & Doors, 013 WL 4734045, Case Nos. 2D12-2793 and 2D12-2800, D.C. Appeal, FL, 2nd Dist., 9/4/13.

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